Bembridge RNLI lifeboat was tasked to assist 2 kayakers in the vicinity of St Helens Fort at around 13:30.
By the time the volunteers had arrived on scene, using the D-Class inshore lifeboat, it had been established that there were in fact 3 individuals involved but 2 had made it ashore safely on a paddleboard.
The third woman was swiftly located past St Helens Fort with both an inflatable kayak and a plastic kayak.
Lifeboat crewmen took the casualty and kayaks aboard and transferred them to Bembridge Point, where Coastguard Rescue Officers from Bembridge and Ventnor were waiting to assist.
Search and rescue assets have now stood down from the incident and the 3 local women are making their own way home.
If you or someone else is in difficulty on the coast or at sea, or if you spot what you think may be unexploded ordnance, then dial 999 and ask for the Coastguard. Further safety information can be found at https://coastguardsafety.campaign.gov.uk/.